Terms of Service

Acceptance of Terms

Welcome to Fundvalerio. By visiting the site or using any feature we provide, you agree to these Terms of Use. They are a legal agreement between you and the operator of Fundvalerio. If you do not accept them, you should not use the site. We may revise these Terms periodically, and your continued use after a revision means you accept the revised version.

Use of the Service

Your use of Fundvalerio is permitted on the basis that you (a) do not break the law, (b) do not interfere with the operation of the site or any other user's enjoyment of it, (c) do not attempt to access non-public areas of the service, (d) do not reproduce or republish our content beyond fair use, and (e) do not use any automated system (bots, crawlers, scrapers) in a way that imposes an unreasonable load on the service.

Should you create an account on Fundvalerio, you accept responsibility for keeping your credentials confidential and for all activity associated with your account. Notify us immediately of any unauthorized use. We reserve the right to suspend or terminate access for security reasons or for breach of these Terms.

Intellectual Property

All original content published on Fundvalerio — including articles, headlines, photographs commissioned or licensed by us, illustrations, logos, design, and the underlying source code of the website — is the property of Fundvalerio or our licensors and is protected by copyright, trademark, and other intellectual-property laws. You may view, share, and link to our content for personal, non-commercial purposes. Republishing, copying, mirroring, or commercial redistribution requires our prior written permission.

User Submissions

When you send material to Fundvalerio for possible editorial use — a story tip, a correction, a letter to the editor, or a photograph — you grant us a non-exclusive, royalty-free, perpetual license to use the material in connection with our reporting, with attribution where appropriate and where you have not asked to remain anonymous. You warrant that the submission is yours to share and that we are free to publish it.

Newsletter and Email Communications

Newsletter subscription to Fundvalerio is voluntary. We send only the editions you have opted in to, and you may unsubscribe at any time through the unsubscribe link present in every message. Following an unsubscribe we keep a minimal suppression record so that the address is not accidentally re-added by an import.

Third-Party Links and Sources

Outbound links from Fundvalerio to other websites are provided for context and attribution. We do not endorse those sites and we have no control over their content or their treatment of your personal information. Once you click an outbound link, you have left our service and you are subject to whatever terms the third party publishes.

Disclaimer of Warranties

Fundvalerio is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from course of dealing or usage of trade. Editorial reporting is fact-checked but is not financial, legal, medical, or other professional advice and should not be relied on as such.

Limitation of Liability

To the fullest extent permitted by applicable law, Fundvalerio and its operators, contributors, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, business opportunity, or goodwill — arising out of your access to or use of the site, whether based in contract, tort, statute, or any other legal theory, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Fundvalerio, its operators, employees, and contractors from any claim, loss, liability, demand, or expense (including reasonable attorneys' fees) arising out of (a) your breach of these Terms, (b) your violation of any law or third-party right, or (c) your misuse of the site. We will provide reasonable cooperation in defending such claims at your expense.

Suspension and Termination

We may suspend, restrict, or terminate your access to Fundvalerio at any time, with or without notice, if we believe you have violated these Terms or applicable law, if your use of the site creates a security or operational risk, or for any other reason in our reasonable discretion. Sections of these Terms that by their nature should survive termination — including intellectual property, disclaimers, limitations of liability, indemnification, and governing law — will continue in force.

Governing Law and Disputes

Disputes arising out of these Terms or your use of Fundvalerio are governed by the laws of the jurisdiction in which Fundvalerio's operator is located, excluding its conflict-of-law rules. You agree that any legal action shall be brought in the competent courts of that jurisdiction, subject to any mandatory consumer-protection rights provided to you by the laws of your home country.

Changes to These Terms and How to Reach Us

Fundvalerio may amend these Terms when our practices change, when the law requires it, or for any other reasonable purpose. The current version is always the one published here. We will provide advance notice of material changes through the site or via newsletter. For any question about these Terms, the canonical contact channel is the Contact form linked from every page on the site.